%
S&P 500 annual total returns 1928–2024. 2025+ uses historical avg (~10.5%/yr).
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Index funds: ~0.03%. Actively managed: 0.5–1.5%. Advisors: +0.5–1%.
Show Real (Inflation-Adjusted) Returns
Using ~3%/yr assumption. In Historical mode, actual CPI data is used.
Add Retirement / Withdrawal Phase
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